By Cynthia Wilson For months now I’ve been hearing that the long term care insurance industry is shrinking. Although long term care insurance is billed as a must-have to help protect senior citizens pay for extended care services, such as…
By Cynthia Wilson For months now I’ve been hearing that the long term care insurance industry is shrinking. Although long term care insurance is billed as a must-have to help protect senior citizens pay for extended care services, such as…
By Cynthia Wilson The ongoing debate between President Obama and Mitt Romney about who has the best plan for Medicare and senior sr citizens is confusing and frustrating for many who are paying attention. Americans, particularly seniors and their caregivers,…
By Cynthia Wilson Ever wonder how Medicare is funded? Medicare Part A hospital insurance is funded by payroll taxes. Americans automatically receive this coverage when they become 65 years-old. If you receive a paycheck or income from self-employment, you have…
By Cynthia Wilson Recently a subscriber named Charlene contacted me to ask the following questions. “What exactly is respite care? What are the qualifications to obtain it? How often and how long the stay per visit? Does a care-giver’s mental…
By Cynthia Wilson I recently shared in an interview with insidePatientFinance.com, a personal experience of how my household was affected by privatized Medicare. The online business publication reports news and follows trends that affects health care finance. So its readers…
I spent the summer writing a book about what it has been like taking care of my mother. It’s been 13 years and counting since I moved mom into my home. Many of my friends and family have recently begun…
By Cynthia Wilson Have you heard of filial responsibility laws? If you haven’t rest assured you will if vice presidential candidate Paul Ryan’s Medicare reform proposals become a reality. Currently 29 states and Puerto Rico have filial responsibility laws that…
So you’ve finally decided it’s time to take a more active role in your parents care. Perhaps you’ve already assumed responsibility for making sure the bills are paid on time. You may also accompany your mom or dad on doctor’s…
I recently returned from a business trip to find my mom sick with a nasty cold. As with young kids, you always have to pay special attention to elderly people when they are sick because most have other medical conditions…